12 St. Josephs Lane
St. John's, NL, A1A5T9
3 Beds | 4 Baths
$449,900
About the property (MLS: 1286971):
Welcome to 12 St. Joseph’s Lane! This well-maintained Brownstone is ideally located on a quiet side street within walking distance to Signal Hill and all the amenities of downtown St. John’s. Thoughtfully designed, the home features three spacious bedrooms, each with its own full bathroom and mini split for comfort and efficiency. The main floor offers a welcoming entrance, a bedroom with ensuite, laundry area, and convenient access to the in-house garage. The second level, main living area, includes a functional kitchen complete with appliances, a bright dining area with access to the patio and rear yard, and a spacious living room with an additional full bath—perfect for entertaining or relaxing. The top floor hosts two more bedrooms, each with its own full bath, providing privacy and flexibility for guests or family. The ideal executive rental OR as a potential vacation home or Air B&B. Freshly painted on trend neutral colours throughout. *Front exterior trim work to be replaced prior to closing at sellers expense. Don't miss out! Offers to be submitted Thursday, July 3 @ 5:00pm and left open for acceptance until 10:00pm (id:56688)
Property Details
Listing ID: 28523242
Address: 12 St. Josephs Lane, St. John's, Newfoundland & Labrador, Canada A1A5T9
Status: Active
Last updated: 15 days ago ( Jun 26, 2025 )
Year Built: 2006
Property Type: Single Family
Structure Type: House
Ownership Type: Freehold
Number of stories: 1
Number of Levels: 1
Beds: 3
Baths: 4
1/2 Baths: 0
Heating: Electric
Sewer: Municipal sewage system
Flooring: Hardwood, Mixed Flooring
Living Area Total: 1,541 square feet
Price per sq ft: $292
Tax Annual Amount: $3,515
Tax Year: 2025
Garage? No
Attached Garage? No
Carport? No
Open Parking? No
Waterfront? No
Pool? No
Water Source: Municipal water
Foundation Details: Concrete
Heating: Electric
Flooring: Hardwood, Mixed Flooring
Exterior Features: Brick, Vinyl siding
Common Interest: Freehold
Number of photos available: 29
Rurl
Coordinates: [47.572173, -52.696396]
Rooms
| Third level | Bath (# pieces 1-6) Bedroom Ensuite Primary Bedroom | 7'9""X7'6"" 4pc 13'4""X13'3"" null 10'4""X5'10"" 4pc 17'10""X13'4"" null |
| Second level | Bath (# pieces 1-6) Dining room Kitchen Living room | 9'0""X4'1"" 3pc 10'9""X11'2"" null 10'11""X10'2"" null 22'0""X15'10"" null |
| Main level | Bath (# pieces 1-6) Bedroom Not known Porch | 5'11""X7'6"" 4pc 15'4""X12'7"" null 10'8""X17'6"" null 9'9""X13'0"" null |
Basic Calculator
First Mortgage: $359,920
Mortgage insurance premium: $0
Total Financing: $359,920
Rough closing fee (1.5%): ~ $6,749
Total downpayment with estimated closing fee: $96,729
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $1,696 | $20,352 |
| Gross rental income (income/principal ratio) | 0.377% | 4.524% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $563 | $6,756 |
| Vacancy | $85 | $1,018 |
| Management Fee | $136 | $1,629 |
| Expense / Income Ratio | 33.20% | 33.20% |
| Cash Flow | $913 | $10,956 |
| Net Operating Income (NOI) | $913 | $10,956 |
| Capitalization Rate | 0.20% | 2.44% |
