92 Patrick Street
St. John's, NL, A1E2S8
4 Beds | 4 Baths
$699,900
About the property (MLS: 1284943):
Dreaming of a historic home in the heart of downtown St. John’s? Built in 1898, this exceptional property blends timeless charm with thoughtful modern updates, offering the best of both worlds. With nothing to do but move in! Set on a fenced corner lot, it boasts off-street parking for three vehicles and a built-in garage—an incredible downtown find.Inside, you’ll find four levels of finished living space, featuring original craftsmanship, a stunning staircase, and elegant archways. The main floor offers a cozy living room with propane fireplace, a formal dining area, and a fully renovated kitchen with quartz countertops, gas stove, and stainless steel appliances—plus access to a private, year-round outdoor space. The second floor includes laundry and a luxurious primary suite with a sitting area and double-sided fireplace, a large walk in closet and a full 5 piece ensuite. The third floor adds two spacious bedrooms, a full bath, and a reading nook with a distant view of Signal Hill. The basement features ample storage, a full bathroom, and a flexible room currently used as a fourth bedroom. Upgrades include new shingles, two HRV units, 2 mini splits, plumbing,electrical and modern finishes throughout. A rare opportunity to enjoy space, style, and convenience in downtown St. John’s. (id:56688)
Property Details
Listing ID: 28302288
Address: 92 Patrick Street, St. John's, Newfoundland & Labrador, Canada A1E2S8
Status: Active
Last updated: a month ago ( May 13, 2025 )
Year Built: 1898
Property Type: Single Family
Architectural Style: 3 Level
Structure Type: House
Ownership Type: Freehold
Number of stories: 3
Number of Levels: 3
Beds: 4
Baths: 4
1/2 Baths: 1
Heating: Hot water radiator heat, Oil, Propane
Sewer: Municipal sewage system
Flooring: Hardwood, Carpeted, Ceramic Tile
Fencing: Fence
Living Area Total: 2,924 square feet
Price per sq ft: $240
Tax Annual Amount: $2,935
Garage? Yes
Attached Garage? No
Carport? No
Open Parking? No
Garage Spaces: 1
Waterfront? No
Pool? No
Appliances: Refrigerator, Dishwasher
Water Source: Municipal water
Foundation Details: Concrete
Heating: Hot water radiator heat, Oil, Propane
Flooring: Hardwood, Carpeted, Ceramic Tile
Fireplace Features: Insert, Propane
Exterior Features: Other
Cooling: Air exchanger
Common Interest: Freehold
Number of photos available: 48
Rurl
Coordinates: [47.554258, -52.718766]
Rooms
| Third level | Bedroom Bedroom Bath (# pieces 1-6) | 13'5""x13'11"" null 13'4""x13'4"" null 3PC null |
| Second level | Other Office Ensuite Primary Bedroom | 15'5""x7'6"" null 18'3""x17'3"" null 4PC null 15'3""x14 null |
| Main level | Living room/Fireplace Dining room Not known Bath (# pieces 1-6) | 15'4""x15'4"" null 18'4""x15'5"" null 23'7""x7'7"" null 2PC null |
| Basement | Not known Not known Bath (# pieces 1-6) Bedroom | 18'3""x24'6"" null 7'10""x12'5"" null 3PC null 12'11""x9'4"" null |
Basic Calculator
First Mortgage: $559,920
Mortgage insurance premium: $0
Total Financing: $559,920
Rough closing fee (1.5%): ~ $10,499
Total downpayment with estimated closing fee: $150,479
Investment Calculator:
| Monthly | Yearly | |
|---|---|---|
| Gross Revenue | $3,217 | $38,604 |
| Gross rental income (income/principal ratio) | 0.460% | 5.516% |
| Mortgage | $0 | $0 |
| Monthly Expenses | $875 | $10,500 |
| Vacancy | $161 | $1,931 |
| Management Fee | $258 | $3,089 |
| Expense / Income Ratio | 27.20% | 27.20% |
| Cash Flow | $1,924 | $23,088 |
| Net Operating Income (NOI) | $1,924 | $23,088 |
| Capitalization Rate | 0.27% | 3.30% |
